Thinking of Leasing or Financing your machine
Our relationship with Marling Leasing Company makes it easy.
new machinery is usually the largest capital investment you will make
for your business. Machinery financing is an easy, economical way for
businesses of any size to get equipment without making a large cash investment.
Whether you are looking to expand current capacity or looking to replace
old, tired and inefficient equipment, Marlin will coordinate with American
Machine Tools and guide you through all the choices of financing solutions
that can help you when you are ready to acquire the equipment you need
for your business. Your decision to finance equipment should not be taken
lightly. We take your business seriously by providing you with all the
necessary resources to get the equipment you need - when you need it.
Our "Single Point-of-Contact" Stu Sable (telephone 1-856-505-4280)
is a dedicated financing professional who assists you every step of the
way throughout the process. Equipment financing has many advantages for
your business, including conserving your cash and reducing taxable income
for your business. Equipment financing is a form of credit and can extend
your company's borrowing power outside of conventional loans.
to see the monthly payment option choices and base payment per month
Conserve your Working Capital - Get the equipment and technology you need
today while spreading your payments over time. Capital budgets can be
used for other business expenses and more productive operational uses.
Conserve your Credit Availability - Financing preserves your lines
of credit. Save your bank borrowing capacity for other needs or emergencies.
Enjoy the Flexibility - Changes in the economy, emerging competition
and expansion require flexible options for a small business. Financing
allows your business to grow or change with the tide quickly, without
large up-front costs.
Avoid Equipment Obsolescence - Technology changes rapidly. The
machinery and CNC software you purchased years ago is most likely outdated.
With financing, when your term is over, you have the option to purchase
your equipment, trade it in for new equipment or return it outright. Keep
your business at the forefront of your industry through financing.
Save on Taxes - For most term finance agreements, businesses can
deduct the monthly payments. The allowed deduction changes annually, so
you should consult your tax advisor for more information on IRS Section
Friendly to your Budget - Financed equipment can create income
for your business that far exceeds the cost of your monthly payment. You
can stretch your budget to obtain additional equipment you couldn't have
afforded otherwise through fixed monthly payments.
No Down Payment Required - Unlike some loan programs, you can finance
100% of your equipment, and include additional costs such as software,
shipping, installation, maintenance and training into your total financing
package. We usually only ask for first and last months payments.
Pick your Payments and Terms - You know how much your business
can afford to spend on your new equipment. With leasing you can pick the
best payment solution for your business. Extended terms, flexible payment
options and equipment upgrades are all available.
Same Monthly Payments - Financing allows you to use equipment you
need, for as long as you need it, with a fixed monthly payment. If interest
rates skyrocket, your payment does not change.
In order to lease or finance a machine, you will need to have insurance
in case the machine is lost due to flood, fire or theft. If you do not
have insurance or dont know where to get it, Marlin can provide it for
Some states have a lease tax which is simalar to sales tax. The
Marlin representative can explain it to you.
reason we partnered with Marlin is because Marlin Business Services Corp.®
is a publicly traded bank holding company (NASDAQ: MRLN) that provides
nationwide commercial financing and specializes in providing innovative
financial solutions for small and mid-size businesses. Since the year
1997, Marlin has provided $3 billion in financing through tailored financing
and competitive leases.
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